Secure, fast and reliable mobile payments - manage and pay for all your purchases and bills directly on your smartphone.

- Online Shopping
- Monthly Bill Pay
- Phone to Phone
- Point of Sale
- Signup to Buy
- GPS Based Payment

Everyone. From pre-purchasing concert tickets to paying your gas bill while your out of town, N45 has got you covered.

- Small Businesses
- Big Businesses
- Retail Stores
- College Students
- Mom & Dad
- Utility Companies

Anywhere you have cell phone range - the office, the golf course, the open road. Manage your payments on the go.

- Hotel Room
- Out to Dinner
- Toll Bridge
- Grocery Store
- Parking Structures
- Tradeshows